15 posibilidades para regularización de indocumentados

Describe investment terms that are important to mutual fund buyers Essay

Essays on Describe investment terms that are important to mutual fund buyers Essay Describe Investment Terms that are Important to Mutual Fund Buyers Affiliation with more informationabout affiliation, research grants, conflict of interest and how to contact. Describe Investment Terms that are Important to Mutual Fund Buyers. This paper discusses the investment in mutual funds along with a discussion on the case study. Mutual funds are a type of new investment opportunities available to investors today. Mutual fund investments are gaining a growing demand these days because of its cautious nature in which money is handled in the mutual fund markets. â€Å"The single most important benefit of mutual funds is the fact they are a bundle or portfolio of stocks† (Buying Mutual Funds: Part 1, 2004, para 3). Some of the important terms associated with mutual fund investments are 12b-1 fee, annual return, beta value, capital gains, dividends, closed end funds and net asset value (NAV) etc. Investigating the case of the Garners that has been provided for case study, it is understood that both Joe and Mary Garner had not made any investment plan. The lack of any investment plan has affected the savings of the Garners and they are facing a fund tight condition even to go for a vacation, which they had been planning from a short time. The options available for Garners to invest are either in the stock market or in the mutual funds market. Both the stock markets as well as the mutual fund market have advantages and disadvantages. Both the markets have associated risks as well as high returns but the risk in mutual fund market is comparatively very less than the stock market. Therefore it is advised to the Garners family to invest in mutual fund market rather than the stock market. The Garners did not recognize lack of an investment plan as a cause of their financial meltdown until recently. â€Å"Mutual funds and stock market investments are probably the most attractive investment options as they have the potential to yield high rate of returns† (Candid, 2011, para. 1). The total monthly income, which enters the Garner household, is $ 4520. Their monthly expenses were also calculated. In their monthly expense account $ 1385 was a fixed expense, which would be incurred in all the months while $ 920 was a variable expense, which varied from month to month. Therefore, the saving was $ (4520 – 1385 – 920) = $ 2215. Since the month expense of $ 920 was a variable expense, therefore an approximate value of $ 2000 can be invested by the Garners as a part of their investment plan. The best possible option for them since they are very cautious investors is to invest in mutual funds. â€Å"Mutual funds are a lucrative investment, ensure higher returns, better tax benefits and carry minimalist risk† (Why Mutual Funds are Better than Fixed Deposits, 2011, para. 1). Mutual funds offer fixed maturity plans, which are far better than the fixed deposits offered by the banks. Fixed maturity periods could range from 1 year to several years and one of the most important factors is that fixed maturity plans are not invested in equity market. Debt and money market comprises the fixed maturity plans. Only the fluctuation in the NAV needs to be considered in the mutual fund market. Another important benefit is that mutual funds’ fixed maturity plans do not have any taxation condition in comparison t o the fixed deposits in bank, where interests on bank deposits are taxable. The Garner family can put $ 2000 in the fixed maturity plans of the mutual fund scheme in order to increase and develop their investment plans. Reference List Buying Mutual Funds: Part 1, (2004). Money-Zine.com. Retrieved on 25, Dec. 2011. http://www.money-zine.com/Investing/Mutual-Funds/Buying-Mutual-Funds-Part-I/ Candid, S. (2011). Investment Basics: Mutual Funds vs. Stock Market Investments. Hub Pages. Retrieved on 25, Dec. 2011. http://sidcandid.hubpages.com/hub/Investment-Basics-Mutual-Funds-vs-Stock-Market-Investments Why Mutual Funds are Better than Fixed Deposits, (2011). IBNlive.com. Retrieved on 25, Dec. 2011. http://ibnlive.in.com/news/why-mutual-funds-are-better-than-fixed-deposits/45407-16.html

Microsoft Office suite Free Essays

Over the past decade, Microsoft has produced its best selling software devices for computer products such as Microsoft Windows operating system and the Microsoft Office suite. In 2007, the Microsoft Corporation generated $51.12 billion and its product market share estimated as 90% in 2003 for Microsoft Office and 2006 for Microsoft Windows. We will write a custom essay sample on Microsoft Office suite or any similar topic only for you Order Now In the mid-1980’s, Microsoft dominated the home computer operating system and has been accused of being monopolistic, although considered a developer centric-business culture.   The company’s website is one of the most visited on the World Wide Web having received more than 2.4 million page views. In the founding years between 1975-1985, Micro Instrumentation and Telemetry Systems were founded in Albuquerque, New Mexico then later moved to Bellevue, Washington of January 1, 1979, and then Bill Gates succeeded as CEO in 1980. DOS (Disk Operating System) had brought the company real success. In 1981, IBM awarded a contract to Microsoft for providing a version of the CPM operating system that would become IBM Personal Computer. In the 1990’s, Microsoft rose and launched Windows 3.0. the new operating system introducing new features. Windows generated more revenue popularity, and became the favored PC. Then Microsoft went onto release Windows NT. 3.1 and Windows 95. Furthermore, it expanded its product line into computer networking and the World Wide Web. Then afterwards, MSN network became a major online service competing against AOL and went along with NBC to create a new 24/7 cable news station MSNBC. In 2001, Microsoft released Windows XP that changed the face of the old fashioned Windows. Then the Windows XP Home Edition and Windows Vista. â€Å"Since the 1980’s, Microsoft has been the focus of much controversy in the computer industry. Most criticism has been for its business tactics, often described with the motto â€Å"embrace, extend and extinguish† Microsoft initially embraces a competition standard or product, then extends it to produce their own incompatible version of the software or standard, which in time extinguishes competition that does not or cannot use Microsoft’s new version† (Rodger, 1998).                                        How to cite Microsoft Office suite, Essay examples

Market Research Logistic Relationship

Question: Discuss about a Report on Market Research for Logistic Relationship? Answer: Collecting Primary and secondary data To ensure that the data collection process and measurement systems are stable and reliable several crucial steps are to be followed by Facelift bungee. The company needs to incorporate the following steps into data collection plan. Pre-data collection stage During data collection Post-data collection Pre-data collection Objective of the Organisation: The objective of the company is to launch in United Kingdom and establish itself successfully. Purpose of the research: As the product Facelift Bungee is already popular the company wants to research about the frequency at which the product is used by the customers. Data collection will take place at UK-London/Manchester/Lanchester/Scotland/Riverpool Interview sample in each major city-100 Types of data: Primary Data and Secondary data Mode of Data collection Primary Data: use of primary data collection is that the researchers collect the data themselves. It helps to also note the expressions and gestures of the subject; which is missed out in secondary data collection method. Use of multiple sources of primary collection is required. The sources used will be Interview, Surveys and Questionnaire technique. Secondary Data: the data of sales and enquiries, financial data, transport data and storage data of companys existing customers in UK will be utilized, along with data from existing market research done on cosmetics sector would be utilized. Collection of secondary data will take place from MM/DD/YY to MM/DD/YY Data management and evaluation is very critical, as it helps the researchers to clear out misunderstandings and after analysis of the data collected it can be converted into useful information-used for decision making process. (Phillips Stawarski, 2008) Use of quartiles, percentiles and correlation coefficient The statistics use for analysing the collectd data enhances efficiency and effectiveness of a business decision. Quartiles mean fourth of a data set. The data are arranged in increasing order that is from lowest to highest and then divided into groups of four, one gets quartiles. Thus one, two and three quartiles are derived which are then calculated using the methods used to calculate median. (Ott Longnecker, 2008) A certain percentage of a set of data is a percentile. How many given set of data fall within a certain percentage set are observed using percentiles. Correlation Coefficient is the relationship between two variables. The use of correlation coefficient, quartiles and percentiles a business can investigate the determinants of sales, the variations in prices, incomes, product, tastes and preferences. The nature of the relationship can be used to test the goodness of fit. Forecasting can be done with the use of these statistical tools. The use of thee tools in research helps to measure and interpret the strength of a logistic relationship between prices and sales of a product or a service. (Federer, 1991)